Category: Apartment Life

Embrace Home Loans Wraps Up Remarkable Year of Giving Back – PRNewswire

Embrace Home Loans Wraps Up Remarkable Year of Giving Back  PRNewswire

Source: prnewswire.com

Moving Across the Country with Branden Harvey

After moving from Nashville, Tennessee to Portland, Oregon, Branden Harvey shares his experience of moving from one side of the country to the other. From talking about the good, the bad, and the ugly of moving and how Homes.com can help you, Branden gives you advice for making the leap.

The post Moving Across the Country with Branden Harvey appeared first on Homes.com.

Source: homes.com

Where to Set Up Your Home Office to Get Work Done – Location Ideas

Where should you put your home office so that you can focus and be productive? Here are some ideas to consider for your location.

Source: moneycrashers.com

7 Online Banks with Early Direct Deposit Options

These seven banks all offer early direct deposit which means you can see your paycheck sooner so you don’t have to wait to pay your bills.

Source: crediful.com

How to Find My Citibank Routing Number

Are you looking for your Citibank routing number? It’s quite easy and simple. Below is how to find it.

If you’re sending or receiving money to friends and family members using your Citibank account, you need to make sure you’re having the right routing number.

CIT Bank Savings Rates: How Much Can You Earn

What is my Citibank routing number?

In brief, the Citibank routing number is a nine-digit number that the bank uses to identify themselves. Citibank routing number is sometimes known as ABA numbers, check routing numbers or routing transit numbers.

You need your routing numbers for several reasons. For instance, you need it for:

  • To set up direct deposit
  • For ACH payments;
  • To transfer funds between accounts at different banks;
  • For bill payments;
  • To receive government benefits;
  • To receive tax refunds;
  • For wire transfers;
  • To have payments like paycheck deposited into your account.
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Citibank Routing Number For Each State

Citibank routing number is different for each state.  So, it’s important to know it. But your Citibank routing number is associated in the state you opened your bank account.

So, if you have moved to Illinois for example, but you had opened Citibank account in New York, your routing number is associated in New York.

It is as simple as that.

Here is a table of the Citibank routing number by each state:

State Citibank Routing Number
Citibank Northern California (CA) 321171184
Citibank Delaware 31100209
Citibank Illinois (IL) 271070801
Citibank Nevada 322271724/ 322271779/ 321070007
Citibank New York (NY) 21000089
Citibank Texas (TX) 113193532
Citibank Washington DC 254070116
Citibank Connecticut 221172610
Citibank Florida 266086554
Citibank Maryland 52002166
Citibank New Jersey (NJ) 21272655
Citibank South Dakota 21000089
Citibank Virginia 254070116
Citibank California, Southern 322271724
If your state is not included in here, call Citibank at 800-374-9700 for assistance.

Citibank routing number to make ACH Transfers

To make an ACH transfer, you’re going to have to choose the Citibank routing number for your particular state.

For example, if you live in Florida, then you will use the Citibank routing number for Florida which is 266086554. If you live in another state, look at the ACH routing number for your particular state in the table above.

Citibank routing numbers for Wire Transfers

Wire transfers are a quicker way to send money than an ACH transfer. However, there is going to be a fee.

If you’re making a domestic wire transfer, however, you will need to use the routing number in your state, see the table above.

To make domestic wire transfers, and in addition to the routing number, you will also need the following:

  • The name of of the person whom you’re making the transfer to;
  • The name and address of the person’s bank;
  • The person’s account number as well as the routing number.

For international wire transfers, you will need both the Citibank routing number in your state and a SWIFT Code: CITIUS33. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.

In addition, you will need the following to make an international wire transfer:

  • The name of of the person whom you’re making the transfer to;
  • The name and address of the person’s bank;
  • The person’s account number
  • Purpose of the payment; and 
  • The currency being sent

Where to find your routing number?

So, you want to know where to get your routing number from Citibank? Here’s where to get it:

Your Citibank personal check

You can find your Citibank routing number on the bottom left-corner of a check. However, note the routing number on your check might be different than the routing number for a wire transfer. So, before you’re making a transaction, make sure you check with your bank to get the accurate routing number.

Learn How to Write A Check.

Citibank routing number on this page

We have listed the routing numbers for each state on the table above for ACH transfers. We have also listed the routing number for domestic and international wire transfers.

Your Bank statements

You can find your routing number as well on your monthly bank statements.

Citibank online

Your can find your routing number online by simply going into online banking. 

On the Federal Reserve website

You can look up your routing number on the Federal Reserve website. 

Customer service

Lastly, you can always call customer service at 800-374-9700: to get your routing number. It’s available 24 hour a day, 7 days a week. However, note that you will have to provide some details to identify yourself.

Which routing number to use?

Depending on your financial transactions, you will need to use different routing numbers.

Domestic ACH Transfer

For domestic transfers, use the ABA routing number from your state (see the table above).

For Domestic Wire Transfer

Use the Citibank domestic wire transfer number in your state in the table above.

For international wire transfers

Use your state routing number: and the SWIFT code: CITIUS33

Citibank routing number: bottom lime

In conclusion, if you have a Citibank account, you’ll likely need to your routing number. You will need to set up direct deposit, to set up automatic payments, or to wire transfer. So, it’s important to know it and keep it handy. Also, make sure you verify the number before you make a transaction. If you miss one digit or get one digit wrong, your money can go somewhere else.

Related:

  • Wells Fargo Routing Number
  • How to Find Your Well Fargo Routing Number for Texas

Speak with the Right Financial Advisor

  • If you have questions about your finances, you can talk to a financial advisor who can review your finances and help you reach your goals (whether it is making more money, paying off debt, investing, buying a house, planning for retirement, saving, etc).
  • Find one who meets your needs with SmartAsset’s free financial advisor matching service. You answer a few questions and they match you with up to three financial advisors in your area. So, if you want help developing a plan to reach your financial goals, get started now.
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The post How to Find My Citibank Routing Number appeared first on GrowthRapidly.

Source: growthrapidly.com

Best High-Yield Savings Accounts for 2020 | The Simple Dollar

High-interest savings accounts offer those looking to save a liquid option to grow their money at a competitive rate in fee-free, no minimum accounts.

Source: thesimpledollar.com

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Source: wisebread.com

February Class-Action Settlements Involve Godiva, Walmart and More

Consumers alleged FGF Brands bakes its naan in a conveyor-style, gas-heated oven even though the company claims the breads are baked in a tandoor oven, which is a clay oven that uses charcoal heat that produces smoky flavors.
If you purchased disposable contacts made by Alcon, Johnson & Johnson Vision Care, CVI or Bausch & Lomb between June 1, 2013 and Dec. 4 ,2018, you may be eligible for compensation. However, Bausch & Lomb contact lenses bought through 1-800-Contacts after July 1, 2015 are not included in this settlement.
In October 2015, hackers accessed names, Social Security numbers, doctors’ names, medical diagnoses, treatment plans and insurance information. Patients whose data was breached should have received a notice from the cancer treatment center in March 2016.

AmeriGas Propane Tanks

Source: thepennyhoarder.com
The exact cash payment per customer is not available and will depend upon the number of claims filed and the net settlement fund after attorney’s fees, costs and other expenses are deducted.
The settlement money provided by ABB will be added to the claims made under previous settlements with contact lens manufacturers. The estimated amount that will be provided to each consumer is not available at this time.
Payment amounts will vary, but are estimated between and .

  • The Indirect Purchaser Settlement Class is made up of those who purchased AmeriGas or Blue Rhino propane tanks, other than a wholesale purchase directly from AmeriGas or Blue Rhino for resale, in Arizona, California, Iowa, Maine, Michigan, Minnesota, Nevada, New Mexico, North Carolina, North Dakota, South Dakota, Utah or West Virginia between Dec. 1, 2009 and Nov. 30, 2020.
  • The Direct Purchaser Settlement Class is made up of consumers nationwide who purchased one of the propane tanks directly from AmeriGas or Blue Rhino through a vending machine at retailers or other locations, or paid one of the companies directly through a vending machine to exchange a previously purchased propane tank, other than a wholesale purchase intended for resale.

Submit your valid claim by March 8, 2021.
If you did not submit a valid claim response to the 2016 notice, but you do qualify for this settlement, submit your claim by March 22, 2021.

ABB Optical Group LLC Contact Lenses

Consumers may receive .50 for each product purchased, but only five may be claimed without a receipt. With proof of purchase, consumers can claim an unlimited number of products.
Sometimes, you notice right away if you have been overcharged for an item. If you pick up a box of cereal marked .99 and see it listed at .22 on your receipt, that error is pretty easy to spot.
Eligible class members might have received a notice regarding a Godiva settlement in 2016 as the case was pending in U.S. District Court in Florida. The case was later refiled in Cook County, Illinois, so if you submitted a valid claim response to the 2016 notice, you do not need to file a new claim in order to receive a payment.
The lawsuit alleges FGF Brands used fraudulent and deceptive advertising to market its use of a tandoor oven. FGF Brands denies that it has violated any laws.
There are two settlement classes:

Synchrony Bank

Submit your valid claim by March 1, 2021.
Submit your valid claim by the May 10, 2021 deadline.
See if you qualify and submit your valid claim by March 10, 2021.
Check out this month’s highlighted class-action settlement offers, some of which have taken years of litigation, to see if you can benefit.

Stonefire Naan Bread

Complete and submit your valid online claim form by April 1, 2021.
You may be eligible for a portion of a .9 million settlement from the maker of Stonefire Naan products, FGF Brands, if you bought their naan bread that was marketed as baked in a tandoor oven between Nov. 16, 2013 and Oct. 23, 2020.

  • Stonefire Original Naan
  • Stonefire Roasted Garlic Naan
  • Stonefire Whole Grain Naan
  • Stonefire Organic Original Naan
  • Stonefire Original Mini Naan
  • Stonefire Ancient Grain Mini Naan
  • Stonefire Naan Dippers

Potential awards are expected to be between and .
Submit your valid claim by Feb. 18, 2021.
Synchrony Bank allegedly violated the Telephone Consumer Protection Act (TCPA) by calling individuals who did not have an account with the bank. These unsolicited calls were made by an automatic dialing system or artificial/pre-recorded voice, which is in violation of the TCPA unless the caller has prior written consent from the recipient.
If you bought any of these products within that time period, you may claim .50 for each item purchased:

21st Century Oncology

Customers who returned an item bought at Walmart or Sam’s Club between July 17, 2015 and Nov. 25, 2020 may be eligible for part of a million settlement.
The complaint alleged Godiva receipts contained 10 digits, including the first six and the last four of the card numbers on its point-of-sale receipts.
AmeriGas and Blue Rhino allegedly agreed with each other to reduce the amount of propane in the pre-filled tanks they sold from 17 pounds to 15 pounds without reducing the price, according to court documents. The lawsuit accused the companies of colluding to reduce the amount of product in the propane tanks while keeping the cost the same in order to increase their profit margin by more than 13% per pound.
If you received a call from Synchrony Bank between June 1, 2016 and Oct. 19, 2020, you could receive a portion of a .9 million class-action settlement.

  • Two years of credit monitoring through Identity Guard.
  • Cash payments up to $40 for lost time without any documentation (two hours valued at $20 per hour.)
  • Cash payments of up to $260 for lost time with documentation (13 hours valued at $20 per hour.)
  • Cash payments of up to $10,000 for any fraud and out-of-pocket expenses incurred because of the data breach.

Walmart and Sam’s Club were accused providing some customers with incomplete refunds by not including the sales tax paid on the original purchase.

FROM THE MAKE MONEY FORUM

Walmart, Sam’s Club Sales Tax Refund

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
If you bought an AmeriGas or Blue Rhino pre-filled propane tank between Dec. 1, 2009 and Nov. 30, 2020, you could be eligible for a portion of a .5 million settlement.
Several forms of relief are available, including:
Consumers can claim a cash payment of for each tank when they provide proof of purchase along with a completed claim form. If no proof of purchase is submitted, the payment is .50 each for a maximum of 50 propane tanks.

Godiva Chocolatier

The Fair and Accurate Credit Transactions Act (FACTA) prohibits any more than the last five digits from appearing on such a receipt in order to protect consumers.
Several affected consumers filed lawsuits alleging 21st Century Oncology failed to take reasonable cybersecurity steps to protect personal data. 21st Century Oncology admitted to no wrongdoing, but agreed to the settlement to resolve the litigation.
You may be eligible to share in a .2 million settlement reached with contact lens distributor ABB Optical Group LLC over allegations of a conspiracy to increase the cost of contact lenses.
If you made a purchase at a Godiva Chocolatier retail store between April 6, 2013 and Nov. 20, 2015, you may be eligible to share in a .3 million class-action settlement.
AmeriGas admitted no wrongdoing but agreed to the settlement to end litigation. Even though consumers who bought either AmeriGas or Blue Rhino propane tanks may be affected by this settlement, it only resolves claims made regarding AmeriGas because the Blue Rhino case is ongoing.
If you are one of the 2.2 million patients whose personal information was accessed through a 2015 data breach of 21stCentury Oncology, you could be eligible for compensation from a .5 million class-action settlement.
The settlement benefits customers who made a debit or credit card purchase and received a point-of-sale receipt that displayed more than the last five digits of the card number.
The suit alleged contact lens manufacturers, independent optometrists and ABB agreed to “unilateral pricing policies” that prevented competition from online and discount contact lens retailers. This agreement purportedly began in June 2013.
In other cases, price discrepancies aren’t so obvious, as seen in a new pre-filled propane tank class-action settlement offer.

New York City renters hold more than $1 billion in back rent

NY Gov. Cuomo expands stimulus eligibility requirements to get remaining funds out the door

Source: mpamag.com