Tag: texas

How to Find My Citibank Routing Number

Are you looking for your Citibank routing number? It’s quite easy and simple. Below is how to find it.

If youâre sending or receiving money to friends and family members using your Citibank account, you need to make sure youâre having the right routing number.

CIT Bank Savings Rates: How Much Can You Earn

What is my Citibank routing number?

In brief, the Citibank routing number is a nine-digit number that the bank uses to identify themselves. Citibank routing number is sometimes known as ABA numbers, check routing numbers or routing transit numbers.

You need your routing numbers for several reasons. For instance, you need it for:

To set up direct deposit
For ACH payments;
To transfer funds between accounts at different banks;
For bill payments;
To receive government benefits;
To receive tax refunds;
For wire transfers;
To have payments like paycheck deposited into your account.

*TOP CIT BANK PROMOTIONS*
PROMOTIONAL LINK	OFFER	REVIEW
CIT Bank Money Market	1.00% APY	Review
CIT Bank Savings Builder	0.95% APY	Review
CIT Bank CDs	0.75% APY 1 Year CD Term	Review
CIT Bank No Penalty CD	0.75% APY	Review

Citibank Routing Number For Each State

Citibank routing number is different for each state. So, itâs important to know it. But your Citibank routing number is associated in the state you opened your bank account.

So, if you have moved to Illinois for example, but you had opened Citibank account in New York, your routing number is associated in New York.

It is as simple as that.

Here is a table of the Citibank routing number by each state:

State	Citibank Routing Number
Citibank Northern California (CA)	321171184
Citibank Delaware	31100209
Citibank Illinois (IL)	271070801
Citibank Nevada	322271724/ 322271779/ 321070007
Citibank New York (NY)	21000089
Citibank Texas (TX)	113193532
Citibank Washington DC	254070116
Citibank Connecticut	221172610
Citibank Florida	266086554
Citibank Maryland	52002166
Citibank New Jersey (NJ)	21272655
Citibank South Dakota	21000089
Citibank Virginia	254070116
Citibank California, Southern	322271724

If your state is not included in here, call Citibank at 800-374-9700 for assistance.

Citibank routing number to make ACH Transfers

To make an ACH transfer, youâre going to have to choose the Citibank routing number for your particular state.

For example, if you live in Florida, then you will use the Citibank routing number for Florida which is 266086554. If you live in another state, look at the ACH routing number for your particular state in the table above.

Citibank routing numbers for Wire Transfers

Wire transfers are a quicker way to send money than an ACH transfer. However, there is going to be a fee.

If youâre making a domestic wire transfer, however, you will need to use the routing number in your state, see the table above.

To make domestic wire transfers, and in addition to the routing number, you will also need the following:

The name of of the person whom youâre making the transfer to;
The name and address of the personâs bank;
The personâs account number as well as the routing number.

For international wire transfers, you will need both the Citibank routing number in your state and a SWIFT Code: CITIUS33. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.

In addition, you will need the following to make an international wire transfer:

The name of of the person whom youâre making the transfer to;
The name and address of the personâs bank;
The personâs account number
Purpose of the payment; and
The currency being sent

Where to find your routing number?

So, you want to know where to get your routing number from Citibank? Hereâs where to get it:

Your Citibank personal check

You can find your Citibank routing number on the bottom left-corner of a check. However, note the routing number on your check might be different than the routing number for a wire transfer. So, before youâre making a transaction, make sure you check with your bank to get the accurate routing number.

Learn How to Write A Check.

Citibank routing number on this page

We have listed the routing numbers for each state on the table above for ACH transfers. We have also listed the routing number for domestic and international wire transfers.

Your Bank statements

You can find your routing number as well on your monthly bank statements.

Citibank online

Your can find your routing number online by simply going into online banking.

On the Federal Reserve website

You can look up your routing number on the Federal Reserve website.

Customer service

Lastly, you can always call customer service at 800-374-9700: to get your routing number. Itâs available 24 hour a day, 7 days a week. However, note that you will have to provide some details to identify yourself.

Which routing number to use?

Depending on your financial transactions, you will need to use different routing numbers.

Domestic ACH Transfer

For domestic transfers, use the ABA routing number from your state (see the table above).

For Domestic Wire Transfer

Use the Citibank domestic wire transfer number in your state in the table above.

For international wire transfers

Use your state routing number: and the SWIFT code: CITIUS33

Citibank routing number: bottom lime

In conclusion, if you have a Citibank account, youâll likely need to your routing number. You will need to set up direct deposit, to set up automatic payments, or to wire transfer. So, itâs important to know it and keep it handy. Also, make sure you verify the number before you make a transaction. If you miss one digit or get one digit wrong, your money can go somewhere else.

Related:

Wells Fargo Routing Number
How to Find Your Well Fargo Routing Number for Texas

Speak with the Right Financial Advisor

If you have questions about your finances, you can talk to a financial advisor who can review your finances and help you reach your goals (whether it is making more money, paying off debt, investing, buying a house, planning for retirement, saving, etc).
Find one who meets your needs with SmartAssetâs free financial advisor matching service. You answer a few questions and they match you with up to three financial advisors in your area. So, if you want help developing a plan to reach your financial goals, get started now.

*TOP CIT BANK PROMOTIONS*
PROMOTIONAL LINK	OFFER	REVIEW
CIT Bank Money Market	1.00% APY	Review
CIT Bank Savings Builder	0.95% APY	Review
CIT Bank CDs	0.75% APY 1 Year CD Term	Review
CIT Bank No Penalty CD	0.75% APY	Review

The post How to Find My Citibank Routing Number appeared first on GrowthRapidly.

Source: growthrapidly.com

Best Cities to Work From Home in 2021

Image shows a person's hands at the keyboard of their laptop; their laptop screen shows a grid of faces in a video conference call. SmartAsset analyzed data to find the best cities to work from home in 2021.

Since the onset of COVID-19, remote work has become the norm for many Americans, allowing them to continue to meet some of their expenses while saving where possible. In the late spring of 2020, about half of American workers were working from home, according to two surveys conducted by the National Bureau of Economic Research. Many researchers believe that increased work flexibility and work-from-home opportunities may continue even after the pandemic is over. With that in mind, SmartAsset looked at the best cities to work from home in 2021.

To determine our rankings, we compared 100 of the largest U.S. cities across seven metrics. They span work-from-home flexibility prior to and during COVID-19, along with employment opportunities, poverty rates and housing affordability. For details on our data sources and how we put all the information together to create our final rankings, check out the Data and Methodology section below.

This is SmartAssetâs third annual study on the best cities to work from home. Our 2020 edition can be found here. Note: This yearâs methodology was adjusted to account for COVID-19 and its impact.

Key Findings

A strong showing from North Carolina. Three cities in North Carolina rank in our top 10: Raleigh, Durham and Charlotte, taking second, sixth and seventh place, respectively. In all three cities, the percentage of people working from home grew by more than 3% between 2014 and 2019, so that even prior to the onset of the COVID-19 pandemic, more than 7% of all three citiesâ workforces worked remotely.
Mid-sized cities also rank well. With the exceptions of Charlotte, North Carolina and Austin, Texas, all other cities in our top 10 have populations between 240,000 and 500,000. These cities potentially offer residents larger homes and apartments better suited to working from home. In all eight cities, more than 80% of residences have two or more bedrooms and workforces of which more than 7% were remote in 2019.

1. Scottsdale, AZ

Scottsdale, Arizona ranks in the top five cities for four of the seven metrics we considered. Census Bureau data shows that in 2019 about 17.9% of workers did work from home, a 6.7% increase from 2014. Additionally, Scottsdale has the fourth-highest estimated percentage of the workforce who can work from home â at about 37% â and third-lowest 2019 poverty rate â at 6.0%.

2. Raleigh, NC

Like Scottsdale, a high proportion of the workforce in Raleigh, North Carolina worked from home prior to the COVID-19 pandemic. In total, 10.5% of the workforce worked remotely in 2019 â the fourth-highest rate for this metric in our study. Raleigh also ranks in the top quartile of our study for four other metrics: It has the 21^st-highest estimated percentage of the workforce that can work from home (31.79%), fourth-largest five-year change in workers working from home (4.3%), 18^th-lowest October 2020 unemployment rate (5.3%) and 21^st-lowest poverty rate (10.9%).

3. Plano, TX

North of Dallas, Plano, Texas ranks as the No. 3 city to work from home in 2021. It ranks in the top 10% of the study for three metrics: percentage of the workforce who did work from home in 2019 (9.6%), estimated percentage of the workforce who are able to work from home (35.44%) and 2019 poverty rate (7.5%). Additionally, Plano has the 14^th-lowest October 2020 unemployment rate, at 5.2%.

4. Gilbert, AZ

Working from home often requires more space, whether thatâs a dedicated room or section of a room where one sets up shop. Gilbert, Arizona â one of our best cities to buy an affordable home â has the potential for just that, with a high percentage of residences that have two or more bedrooms. Census Bureau data shows that 96.3% of Gilbert apartments and homes have two or more bedrooms, the highest percentage for this metric in our study. Gilbert also ranks well in our study due to its high percentage of the workforce that worked from home in 2019 (9.5%) and relatively low poverty rate (4.6%).

5. St. Petersburg, FL

With particularly strong low unemployment numbers, St. Petersburg, Florida takes the No. 5 spot. As of October 2020, the greater Pinellas County unemployment rate was just 5.2%, which is 1.5 percentage points below the national average. Remote work has also grown more popular here over the years: The percentage of the workforce working from home grew by 4.6% in St. Petersburg from 2014 to 2019, the third-highest increase in the study.

6. Durham, NC

Durham, North Carolina ranks in the top third of cities across six of the seven metrics we considered, only falling behind for its high poverty rate (15.2%). Durham had the 10^th-highest 2014-2019 increase in the study of the percentage of the workforce working from home â and as of 2019, more than 7% of the cityâs workforce worked remotely. Taking into account recent changes during COVID-19, we estimate that an additional roughly 25% of the workforce could have telework flexibility.

The October 2020 employment rate in Durham stood at 5.7%. Furthermore, housing costs make up less than 36% of earnings and 86.3% of residences have two or more bedrooms.

7. Charlotte, NC

Charlotte, North Carolina saw the second-largest 2014-2019 increase in the study of the percentage of its workforce working from home, at 4.8%, such that in 2019, 10.0% of workers were remote. Charlotte ranks 23^rd-lowest out of all 100 cities for its relatively low poverty rate, at 11.2%.

8. Colorado Springs, CO

Though housing costs as a percentage of earnings are high in Colorado Springs, Colorado, the city ranks in the top quartile of cities for four metrics. It saw the seventh-largest 2014-2019 increase in percentage of workers reporting they worked remotely (3.6%), and it had the 13^th-highest percentage of 2019 remote workers (8.5%). Moreover, the cityâs 2019 poverty rate is the 12^th-lowest overall (9.3%), and it has the 17^th-highest percentage of homes and apartments with two or more bedrooms (87.3%).

9. Austin, TX

Working from home was on the rise in Austin, Texas prior to COVID-19. The percentage of workers reporting they worked from home increased by 3.7% over five years, from 7.1% in 2014 to 10.8% in 2019. With that increase, Austin had the third-highest 2019 percentage of the workforce who worked from home across all 100 cities. Employment in Austin has remained strong during COVID-19 relative to other cities. As of October 2020, its unemployment rate was 5.2% â the 14^th-lowest of 100 of the largest cities and 1.5 percentage points lower than the national average.

10. Fremont, CA

Fremont, California rounds out our list of the 10 best cities to work from home in 2021. Based on the occupational breakdown of workers, we found that upwards of 35% of Fremontâs workforce could work from home if necessary â a top-10 rate. Apartments and homes in Fremont also generally have the space for working from home. Census Bureau data shows that 87.7% of residences in Fremont have two or more bedrooms â the 13^th-highest percentage in our study.

Data and Methodology

To find the best cities to work from home in 2021, we examined data for the 100 largest U.S. cities. We compared those cities across seven metrics:

Percentage of the workforce who worked from home in 2019. Data comes from the Census Bureauâs 2019 1-year American Community Survey.
Estimated percentage of the workforce who can work from home. This metric was calculated using data from the Bureau of Labor Statisticsâ 2017-2018 Job Flexibilities and Work Schedules Survey and the Census Bureauâs 2019 1-year American Community Survey.
Five-year change in percentage of the workers reporting they work from home. This is the difference between the percentage of the workforce who worked from home in 2014 and 2019. Data comes from the Census Bureauâs 2014 and 2019 1-year American Community Surveys.
October 2020 unemployment rate. Data comes from the Bureau of Labor Statistics and is at the county level.
Poverty rate. Data comes from the Census Bureauâs 2019 1-year American Community Survey.
Housing costs as a percentage of earnings. This is median annual housing costs divided by median earnings for workers 16 years and older. Data comes from the Census Bureauâs 2019 1-year American Community Survey.
Percentage of residences with two or more bedrooms. This includes both owned and rented apartments and houses. Data comes from the Census Bureauâs 2019 1-year American Community Survey.

We ranked each city in every metric, giving a double weighting to one metric â the estimated percentage of the workforce who can work from home â and a full weighting to all other metrics. We then found each cityâs average ranking and used that average to determine a final score. The city with the best average ranking received a score of 100. The city with the lowest average ranking received a score of 0.

Deciding Where to Live?

Buy or rent? Even if you have the savings to buy a first home, be sure the switch makes sense. If you are coming to a city and plan to stay for the long haul, buying may be the better option for you. Additionally, a home may offer more space for people who do regularly work from home. However, if your stop in a new city will be a short one, renting may make the most sense. SmartAssetâs rent vs. buy calculator can help you see the cost differential between purchasing a home or apartment and renting.
Mortgage management. It is important when purchasing a home to know what youâll pay each month and for how long. To get a sense of what that might look like, check out SmartAssetâs free mortgage calculator.
Seek out trusted advice. No matter where you live, a financial advisor can help you get your financial life in order. Finding the right financial advisor doesnât have to be hard. SmartAssetâs free tool matches you with financial advisors in your area in five minutes. If youâre ready to be matched with local advisors that will help you achieve your financial goals, get started now.

Questions about our study? Contact us at [email protected].

The post Best Cities to Work From Home in 2021 appeared first on SmartAsset Blog.

Source: smartasset.com

By Leon Hoffman January 18, 2021. Banking, Checking Account, Work From Home best cities to work from home, Buy, Buying, california, Checking Account, covid19 work from home, employment, Financial Goals, Financial Wize, FinancialWize, Saving, savings, texas, Video, Vs., wfh, work from home

Inside Supernatural Star Jensen Ackles’ ‘Very Hip’ Lake House in Austin

If you’re a die-hard Supernatural fan like us, you’re probably still reeling from the show’s finale and coping with the fact that there won’t be any new Winchester adventures for us to follow. But weâre not here to talk about that, but rather snoop into the private life of one of the series’ leading men. More specifically, Jensen Acklesâ house — which we actually think Dean Winchester would approve of.

The actor starring in CWâs longest running show and his wife Danneel opened up their 7,500-square-foot home in Austin, Texas to Architectural Digest, giving us a rare glimpse into the heartthrob’s home and personal life.

As the story goes, the couple was relocating from Los Angeles and initially considered buying a house down the road when they noticed this property (that wasnât even for sale). But since they fell in love with it, the couple went ahead and asked the previous owners if they’d be willing to sell. And since it’s not easy resisting Jensen Ackles’ charms, they managed to convince the owners so the Acklesâ moved on to the next step â- redecorating the house.

To help out, they hired architect Paul Lamb and interior designer Fern Santini and together they came up with some brilliant ideas on how to best revamp their already-stunning new house.

âIt was imperative that the house express the Ackleses — young, bold, and irreverent,â Lamb told AD.

Jensen Acklesâ house, which boasts five bedrooms, revolves around Danneelâs decorating outlook of âmore is more is more!â There is a lot of color, texture, a lot of wood work going on to make it look like a lake house and endless decorations with some of the coolest background stories.

Let there be music

In Supernatural, Jensen loves music. Remember his spontaneous Eye of a Tiger outtake? Still fun to watch! Thereâs definitely more of where that came from in real life, since Jensen did his best to create an amazing acoustic sound in his house.

The living room is scattered with guitars and all across the shag rug lie comfy and colored floor pillows. All this because the couple loves having friends over, sitting on the floor, singing and playing the guitar.

Jensen was excited to talk about one of his favorite features of the house: âThe hand-scraped wood floors undulate quite heavily, and weâve got these giant beams and wood all around that feel like youâre in the hull of a giant ship.â âWhat that does is it creates an amazing acoustic sound,â he continues. âWeâve always had music in our lives, and we wanted to pass on that tradition.â

Jensen Ackles and his family at home in Austin, Texas — Jensen Ackles home in Austin, Texas. Image credit: Jeff Wilson for AD

Jensen’s kick-ass bar

Theyâve taken care of the music, and to complete the ambiance they got rid of the formal dining room (that nobody used anyway) and replaced it with a kick-ass bar.

Placed on one end of the large living room, the bar is made out of black walnut with black and white veined marble. The cabinets were specially made to light the expensive bourbons it holds inside.

jensen ackles bar in his home in austin texas — Jensen Ackles home in Austin, Texas. Image credit: Jeff Wilson for AD

The master suite

Thereâs a master bedroom swaddled in Trove wallpaper bearing vintage photography of 1920s opera boxes.Â The wallpaper is covered in sections by Japanese-inspired barn door panels âbecause sometimes you need an audience and sometimes you donâtâ.

Jensen Ackles home in Austin, Texas. Image credit: Douglas Friedman for AD

The master bathroom has a beautiful
bathtub sitting in front of a large window that provides a stunning view to the
lake.

The Mr. and Mrs. own two separate counters, because, you know, it just makes things easier in the mornings; and the inspiration for their master bathroom shower came from an Architectural Digest story featuring a steel and glass shower in the home of Neil Patrick Harris.

Jensen Ackles’ bright, wood-framed home

Thanks to exposed beams, larger expanses of windows, and rich wooden ceilings, the architect managed to simplify and open the spaces. They simply tore down walls to let more natural light into the home.

Jensenâs favorite space is the breezy two-story screened porch that transformed the entire profile of the house; and his favorite piece â a custom long table made using a 2,000-year-old cypress log.

Parents of three

Jensen and Danneel have three beautiful children, so they had to choose the decor and furniture according to their needs as well. It appears that the coupleâs eldest daughter would make a great interior designer once she grows up. The six-year-old girl, JJ, helped pick out all her own bedroom decor.

Unsurprisingly, the kidsâ favorite toy is a rolling acrylic table from the â50s, placed in the kitchen. Everybody loves a happy kitchen!

Jensen Ackles’ home is full of hidden gems

The actorâs house is a personalized, eccentric, yet highly livable place. It was designed to resemble the Laurel Canyon bungalow the couple had once lived in and itâs a testament to the old school, Austin-style lake house.

The space is filled with all kinds of eccentric and eclectic objectsâsome useful, some decorative, some both. The decorations could be found in abundance in Austin during its bohemian period (the Acklesâ are active supporters of local art), as well as in late-60s California.

More beautiful celebrity homes

Rob Loweâs Gorgeous House in Montecito is Back on the Market for $42.5 Million
Luxurious Malibu Estate Previously Owned by Kelsey Grammer On the Market for $20M
âHunger Gamesâ Actor Josh Hutcherson is Selling His Celebrity-Magnet âTree Houseâ in Hollywood Hills
Jessica Albaâs Los Angeles House is a Pinterest-Perfect Dream Home

The post Inside Supernatural Star Jensen Ackles’ ‘Very Hip’ Lake House in Austin appeared first on Fancy Pants Homes.

Source: fancypantshomes.com

By Leon Hoffman January 18, 2021. Airlines Buying, Celebrity cribs, Financial Wize, FinancialWize, How To, Inspiration, interior design, most beautiful celebrity homes, property, texas